Buy A Car: When Should You Buy?

There are times during the year when it is better to buy new or used cars, depending on the car
and what you are looking for. For example, as you probably already know, it can be better to
buy a convertible or other summer fun car in the fall, when people are looking for more practical
cars and those who had convertibles and were planning to sell them after “one final summer”
are looking to sell.
If you are buying a car from a dealership, the best time to buy a new car can be in the fall as
well. Dealers are trying to empty the lot to make space for next year’s models. The downside to
this can be if you want a specific model or color, as that car may be less available and thus the
price can be higher. Also, if you are only planning on owning this car for a few years, the older
model will have depreciated more, even if it is bought on the same day as a newer model.

You do not always need to go during a sale to get the sale price. Unless the period of time is the
manufacturer’s incentive period, you can get the same deal the rest of the year. Manufacturer’s
incentives are only available during the incentive period. Dealer’s sales prices can be negotiated
at other times of the year, and often when people go to sales, they actually end up paying more
than they might have negotiated for on a different day, just because a car buyer might feel that
the car they want could be sold to someone else. Incentive periods, however, are good times to
go.
On a day to day basis, it’s best to head to the dealership:
• On a weekday, such as a Tuesday or a Wednesday. These days are quieter at the
dealership, and you may feel less pressure. The sales people may feel more conducive to
giving you a good deal, so that they can make a few sales.
• Near the end of the month. Dealerships often keep monthly records of car sales, and
bonuses are given out on top of commissions based on meeting a monthly target. A
salesperson and a manager may be easier to negotiate with if they are trying to get a few more
sales to reach a target. Targets are based on numbers of cars sold, not on profits per car,
although the profit per car does effect commission at some dealerships.
• On a day when you have a lot of time available. While you do not want to waste too much
of your time, rushing through car negotiations can mean that you miss out on a potential for a
better deal.
The best time to buy a car, of course, is before you actually need one. Even if you do have to
have a car that very day, do give yourself some time to figure out the best car to buy and how
much you want to pay.

Buy A Car: Should You Buy Online?

There can be many advantages to buying a new or used car online. The internet, of course, is a
useful resource when you begin your car buying journey, regardless of where you decide to buy
your car – you can compare makes and models and determine what kind of car you want before
heading to the dealership. This is important because car salespeople will often try to sell you
what they want to sell you, not necessarily the car you want. (This can be especially true of
used car salespeople – who has not been to a used car lot and told that hey, this may not have
been the exact car you wanted, but look at what a nice color it is?)

For many people, the advantages of the internet can go one step further and they decide to buy
a car online. When buying a car online, it can be difficult to do things like a visual inspection or a
test drive, so an important thing is to buy from a website that is reputable. Read the feedback
that other people have left. Go to car websites or message boards and try to talk to people who
have bought cars online, to compare their experiences with different websites. Buying a car
online can offer advantages such as the greater choice in make, model, and color you can have
over going to a dealership, especially in used cars.
Remember that even over the internet, salespeople are still salespeople. Just because the voice
and face on your webcam are pleasant and you want to be nice, remember to act the same as
you would if you were at the dealership. Ask questions, and do your research.
Be certain that even after the car is shipped, there is a way you can return the car. If you need
to return the car, you may end up paying some of the shipping costs. Be sure to budget for this,
as you do not want to be reluctant to return a car that is not perfect for your needs.
Many people have happily bought and sold cars online. If you decide to buy a car online, make
sure you are one of the happy buyers by doing your research, choosing the right car for you,
and buying from a reputable website where there is a venue for complaints.

Buy A Car: Should You Trade In Your Old Car?

Trading in your old car often knocks quite a bit off the purchase price of your new car, and can
be a convenient way to get rid of your old car at the same time, without having to go the hassle
of finding someone to buy it. Trading in a car, however, tends to give the most advantage to the
dealership, as they will pay you the wholesale price or less for your used car and will sell the
used car for retail price or more. Their profit margin is often higher on the traded in car than on
the new cars they sell.
A trade-in can still be to your advantage, as many states calculate the sales tax on the new car
as the price of the new car minus the trade-in value, so you would be paying less tax. Not all
states do this, so you should check – any dealership in your state will know what your state’s tax
policy on trade-ins is.

Another option you may wish to look into if you don’t want to privately sell your car is to sell your
car back to its own dealership. If your car is a Volkswagen, and you’re buying a Toyota, sell
your car back to the Volkswagen dealership. You may be able to get more for it than you could
from the Toyota dealership, because a Volkswagen is worth more to a Volkswagen dealership
than it is to a Toyota dealership.
To find out the value of your car, you can ask your insurance agency. They have access to the
Kelly Blue Book, which you may also be able to get a hold of, which tells the values of each car
based on its model and year. You can also look online to find cars of similar makes and
compare prices and mileage. Make sure you know all of this information before you go to tradein
or sell your used car.
A small but important detail when looking to trade-in or sell your used car is cleanliness. Before
you take the car in, spend a bit of time removing all of your personal belongings, vacuuming the
car, and airing it out. As a bonus, you may find some coins in the cushions. A professional detail
job may also increase the perceived value of your car. A clean car can sell for a couple of
hundred dollars more than a messy car, and dealers are people too. They too are affected by
the appearance of a car, even if they will detail the car again before they put it out onto their lot.
Trade-ins can make your new car buying experience easier. You won’t have to worry about
what to do with your old car, and it definitely feels better to have a lower price on your new car.
But don’t forget that you paid money for your old car, too, and you deserve some of the value.
Also, don’t let a trade-in damage your negotiating power – try to keep the negotiating about the
trade-in separate from your negotiations about the purchase price of the new car.

Foods You Should Be Eating If You Want to Grow Taller

Growing slightly larger, millions of people are worried, and it is much easier than you might think, if you use the help of good nutrition on your side. Here are some basic tips to make you:

Make sure to eat foods rich in calcium. You probably already know, but you will be amazed at how many people skip this part entirely. Enter your bones what they need, is very important and should not be overlooked. In addition to eating foods rich in calcium, you should also eat foods rich in vitamin D to help your body absorb calcium. Here is a brief list of calcium and vitamin D-rich foods should be included in your diet as soon as possible.

Calcium Rich Foods:

oatmeal

almonds

Sesame seeds
Kohl


Turnip Greens

yogurt

Cheese

Broccoli

Oranges

Milk

Tofu

Black Turtle Beans

soybeans

Soy Milk

navy beans

White

beans vitamin D-rich foods:

Mackerel

-liver

egg

Beef

Salmon

Sardines

Tuna Fish

After your food is imported, you need to follow up with a stretching exercise program. The most effective every now grows Taller For Idiots by Dr. Darwin Smith. With his program you can gain 3 inches in just 6 weeks. The best part is that you do not have to give medication or hundreds of dollars. He has dozens of different techniques, exercise your spine and are easy for everyone to do.

 

If you want to learn more about of Dr. Smiths Grow Taller For Idiots program, click here.

Article Source: http://EzineArticles.com/?expert=Miranda_Smith

Five Reasons Why You Should Write for Residuals

 There's a good deal of how-to information when it comes to building a passive residual income online and in the real world, but not much about the benefits, about the why of residual income efforts. Until you've achieved your passive income goals, the efforts to get there can seem enormous compared to the returns: you might write 50 website articles in a month and only see a few dollars in revenue during those few weeks.

That's when a reminder as to what you're aiming for, and why, is important.

Having built up to a full-time residual writing income in the past, and earning one this year as well, I've experienced firsthand the peace and freedom that comes from passive income. A residual income allows you to:

Diversify your income sources: In an unstable employment market, adding to and diversifying the places from which you receive income is especially important. The more income sources you have, the better better you can weather most financial storms in any economy.

Increase earnings potential: By building a residual income stream that doesn't need constant attention, you can can earn more money over time. The more residuals you build through websites and digital media, the higher your overall earnings will be, even if your boss never gives you a raise at your 9-to-5 (assuming you have and keep a regular job). As a work at home mom, I am able to earn far more through residual sources than if I only wrote as a freelancer for hire.


Retire early or on time: Build income source for retirement through your own niche sites, blogs, revenue-share articles, ebooks, apps and the like. While many Americans are facing the threat of less less money in retirement, delaying retirement or even no retirement at all due to lack of savings and investments, savvy online writers can build an income stream to last throughout their retirement years with basic upkeep and maintenance.


Work less hours: If you want to quit your day job and work only as much as you like, building a full-time passive income is the way to go to achieve this without living on peanuts or handouts. Since passive income allows you to reap the benefit of years' worth of efforts, you can work much fewer hours -- even take off for weeks at a time -- if you aren't trying to build up to a higher level.
 
Enjoy life more: Whether it's a long commute, stressful deadlines, or plain old burnout in your current job, many people find their work stressful and their family and personal time too limited. With a strong passive residual income from writing, you can plan your days, have more time with children, a spouse, friends and the adventures and activities you enjoy.


What your motivation for working for a long-term passive income?